REST vs GraphQL vs gRPC — UK API Architecture Decision Framework (2025)

Updated: August 20259 min read
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REST with OpenAPI 3.0 is the standard for UK external APIs — required for FCA COBS machine-readable disclosure, NHS FHIR R4 compliance (FHIR is a REST standard), and GOV.UK API design (GDS mandates REST). GraphQL for complex internal data requirements where over-fetching is a genuine problem. gRPC for internal high-performance microservice communication. The decision is not REST vs GraphQL vs gRPC — all three have distinct roles in a well-designed UK system. API design decisions in UK regulated software carry compliance implications. Here is a concise decision framework focused on UK-specific requirements.

Use CaseRecommended APIReason
External API (customer-facing, partner)REST + OpenAPI 3.0FCA COBS disclosure, NHS FHIR compliance, GDS API standards
NHS FHIR R4 integrationREST (FHIR R4 spec)FHIR IS a REST standard — GraphQL cannot substitute for FHIR
Open Banking (PSD2)REST (OBIE standard)Open Banking Implementation Entity mandates REST
Complex dashboard data (many sources)GraphQLReduce over-fetching — one query vs multiple REST calls
Internal microservice communicationgRPCBinary protocol — low latency, streaming, strong typing
GOV.UK API (GDS Service Standard)REST + OpenAPI 3.0GDS API design guidance mandates REST + OpenAPI
Mobile app with bandwidth constraintsGraphQL or REST (careful field selection)Request exactly the fields needed per view
Real-time streaming datagRPC (bidirectional streaming)HTTP/2 streaming — lower overhead than WebSocket for binary

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