Shopify vs WooCommerce vs Custom Build — UK eCommerce (2026)
Shopify is the right default for most UK eCommerce businesses: PCI-DSS SAQ-A (Shopify handles card data), UK Consumer Rights Act returns built-in, and the fastest time to market. WooCommerce is right when the business needs full WordPress CMS control and accepts the hosting and security overhead. Custom build is right for complex B2B eCommerce, marketplace platforms, or headless commerce where Shopify's constraints genuinely block the business model. Never custom build a standard product catalogue eCommerce — Shopify does it better. eCommerce platform choice affects UK Consumer Rights Act compliance, PCI-DSS scope, and developer maintenance cost.
| Factor | Shopify Plus | WooCommerce | Custom Build (Next.js + Stripe) |
|---|---|---|---|
| UK Consumer Rights Act | ✅ Built-in return window settings | Plugin — varies | Requires custom implementation |
| PCI-DSS scope | ✅ SAQ-A (Shopify handles card data) | SAQ-A with Stripe/Braintree plugin | SAQ-A with Stripe Elements |
| UK VAT (20%) | ✅ Built-in UK tax rates | WooCommerce Tax + manual config | Custom VAT calculation required |
| UK GDPR / PECR | OneTrust/Cookiebot integration | Plugin — variable quality | Custom consent management |
| Core Web Vitals (LCP) | 1.5–3s (Liquid theme — slower) | 1.2–2.5s (optimised) | ✅ < 1.2s achievable (Next.js ISR) |
| Development cost | £5,000–£40,000 Shopify build | £3,000–£25,000 WordPress build | £40,000–£120,000 custom build |
| Ongoing maintenance | Low (Shopify SaaS) | Medium (hosting, updates, plugins) | High (full engineering team |
| Complex B2B / marketplace | Limited | Limited | ✅ Full flexibility |
| ClickMasters recommendation | < £50M revenue, standard catalogue | WordPress sites adding eCommerce | B2B, marketplace, headless luxury |
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